Time To Pet + Stripe Capital
Grow your pet care business with fast, flexible financing through Time To Pet + Stripe Capital.
Time To Pet has partnered with Stripe to offer eligible pet care businesses with access to fast, flexible financing. There is a simple application process and no impact to your personal credit score — eligible businesses are automatically pre-qualified and can receive funds as soon as two business days if they’re approved.
Invest In Your Pet Care Business
It's our mission to make the process of starting, growing, and managing a pet care business easier, more enjoyable, and more profitable. One of the biggest challenges for a growing pet care business is access to capital. Whether you are looking to grow your team, open your next daycare, or expand into a new city, Time To Pet + Stripe Capital makes it easier to quickly find the financing your business needs.
Fast, Flexible Financing
With Time To Pet + Stripe Capital, there is a simple application process. Your eligibility is based on factors like your payment volume in Time To Pet Payments powered by Stripe. If approved, you can access your funds quickly (typically in 2 business days), and you will pay a flat fee that never changes. There are no compounding interest charges or late fees. Payment is fully automated and adjusts to your daily sales. That means you pay when you get paid.* Stripe deducts a percentage of your sales until the total owed is paid.
How Time To Pet + Stripe Capital Works
If you are eligible, Stripe will send you an email with additional details on your offer. You can select the amount that is right for your business needs, and the financing fee and payment rate are based on the financed amount. After your application is reviewed, if approved the funds are deposited into your Time To Pet Payments account, typically as soon as 2 business days after approval. You will automatically pay the financing with a fixed percentage of your daily sales until the total amount is paid.*
Eligibility
Your eligibility is based on a combination of factors, such as your payment history on Time To Pet Payments. If you are currently eligible for an offer, Stripe will send you an email. If you haven't received notification of an offer, that means you are not eligible at this time. To receive a financing offer in the future, we recommend migrating more of your business' payments to Time To Pet Payments powered by Stripe. While not guaranteed, increased payment volume may increase your likelihood of getting a financing offer.
Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances.
*Stripe Capital loans have a minimum amount due each payment period, and if the minimum amount that you pay through sales doesn’t meet the minimum your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your Stripe sales when you meet the fixed payment amount. The payment terms for your offer will be detailed during the application process.
